There are a variety of mortgage types out there, and each requires a slightly different approach to be taken.
We have mortgages for first time buyers, those looking to remortgage, home movers and also buy-to-let mortgages for landlords.
This guides section is where you can find our tailored mortgage guides, providing you with simple but important advice related to your situation and the kind of mortgage you require depending on your current circumstance.
As experts in contractor mortgages and freelancer mortgages, as well as residential mortgages, the Roots Mortgages team is able to provide expertise across a wide range of areas.
Be sure also to take a look through our mortgage FAQs.
If you’re a first time buyer, relax. We’ve got your back. You’ve probably got a lot of questions and we know a website can’t answer them all, so if you can’t find what you’re looking for here, get in touch and one of our friendly mortgage experts will advise you on your options.
There are all kinds of reasons why you might want to remortgage. Maybe to move to a better rate, or your fixed rate is up for renewal. Whatever the reason, we will help you understand how remortgaging works and guide you through the whole process.
Whether you’re joining the buy to let market or you’re a landlord looking to expand your portfolio, you want to know you’re making the right mortgage decisions. We have a wide range of buy to let mortgages and highly experienced expert advisors here to guide you.
If you’re moving up the property ladder, downsizing, or simply relocating, we have a huge array of options to ensure you get the property of your dreams. Our experienced in-house mortgage advisors will work with you at every step to provide clear, tailored advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £650.