We all want to know one thing at the outset of looking to get a mortgage – how much can I borrow? It’s the bit of information that the whole process is based around, and upon which looking for a property is centred around.
To see how much you could borrow* simply use our handy Mortgage Calculator tool. It doesn’t matter if you are paid a salary via PAYE or if you are a contractor on a day rate our tool can switch between the two and give you a figure.
*Note: The figure you are able to borrow will not take into account your individual circumstances, such as your household expenditure, your credit history or the condition of the property.
Once you’ve got your result we recommend that you speak to us to look to book in a free, no-obligation appointment to get a Decision in Principle – which is the next stage in the process and which is a personalised indication of how much you could borrow.
Not quite ready to start the mortgage process just yet? Maybe you have a question you want answering? That’s fine, we’re here to support you when you need us – just contact us and we’ll be happy to help.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £650.