The importance of looking after ‘future you’ today
New research shows plenty of people have anxieties about housing in later life. This is why securing a mortgage now can stand you in good stead.
Everyday mortgages aren’t designed for contractors; they’re aimed at employees and payslip earnings. We understand contracting inside out and have a wide range of contractor specific mortgages.
Standard high street mortgages don’t get how freelancers operate; they only know employees who earn via payslips. We’ve decades of experience in the sector and access to specialist freelancer mortgages.
We recognise that many customers switch between being a contracting or freelancer to a regular employee, and back again. We’ve mortgages to suit whatever your current working and earning pattern is.
Roots Mortgages is a provider of specialist contractor, freelancer and residential mortgages.
In a mortgage market where provider knowledge of how contracting and freelancing works is slim, Roots Mortgages removes the common frustrations of being rejected by standard high street lenders who only understand regular employees and PAYE earnings – by being able to offer specialist contractor and freelancer mortgages.
We have access to over 12,000 mortgages from over 90 lenders.
In addition we offer a range of protection products that provide you with peace of mind should the worst happen to you or your property, including; life, critical illness, income protection, family income and buildings & contents insurance.
We operate on a UK wide basis – from our office in Loughborough. Our advisors have a deep understanding of how contracting & freelancing works and how income is assessed, meaning you speak to someone who speaks your language.
Get in contact today to find out more.
If you’re a first time buyer, relax, we’ve got your back. It’s an exciting time and we’ll be with you at every step…
There are all kinds of reasons why you might want to remortgage. We can walk you through the options…
Purchasing a property to rent, as a primary income source or for retirement is a shrewd investment…
If you’re looking to move up the property ladder, downsizing, or relocating, we’re here to help…
New research shows plenty of people have anxieties about housing in later life. This is why securing a mortgage now can stand you in good stead.
UK lender Proportunity has announced plans to introduce a zero deposit mortgage to the market later in 2022. Roots Mortgages takes a look at whether this is feasible.
The government has committed to stopping the current decline in home ownership. How might this play out? Roots Mortgages takes a look.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £650.