ROOTS MORTGAGES

SPECIALIST CONTRACTOR, FREELANCER & RESIDENTIAL MORTGAGES

How much can you borrow?

CONTRACTOR MORTGAGES

Everyday mortgages aren’t designed for contractors; they’re aimed at employees and payslip earnings. We understand contracting inside out and have a wide range of contractor specific mortgages.

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Standard high street mortgages don’t get how freelancers operate; they only know employees who earn via payslips. We’ve decades of experience in the sector and access to specialist freelancer mortgages.

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RESIDENTIAL MORTGAGES

We recognise that many customers switch between being a contracting or freelancer to a regular employee, and back again. We’ve mortgages to suit whatever your current working and earning pattern is.

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ROOTS MORTGAGES

EXPERIENCED MORTGAGE EXPERTS

Roots Mortgages is a provider of specialist contractor, freelancer and residential mortgages.

In a mortgage market where provider knowledge of how contracting and freelancing works is slim, Roots Mortgages removes the common frustrations of being rejected by standard high street lenders who only understand regular employees and PAYE earnings – by being able to offer specialist contractor and freelancer mortgages.

We have access to over 12,000 mortgages from over 90 lenders.

In addition we offer a range of protection products that provide you with peace of mind should the worst happen to you or your property, including; life, critical illness, income protection, family income and buildings & contents insurance.

We operate on a UK wide basis – from our office in Loughborough. Our advisors have a deep understanding of how contracting & freelancing works and how income is assessed, meaning you speak to someone who speaks your language.

Get in contact today to find out more.

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WE PLAY BY THE BOOK

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £650.